VA Purchase loan


Down Payment


No Private Mortgage Insurance


Competitive Interest Rates

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VA Home Loan Advantage

The guarantee VA provided to banks allows them to provide you with more favorable terms, including:

  • *No down payment as long as the sales price doesn’t exceed the appraised value.
  • No private mortgage insurance premium requirement.
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs may be paid by the seller.
  • The bank can’t charge you a penalty fee if you pay the loan off early.
  • VA may be able to provide you some assistance if you run into difficulty making payments.

You should also know that:

  • You don’t have to be a first-time homebuyer.
  • You can reuse the benefit.
  • VA-backed loans are assumable, as long as the person assuming the loan qualifies.
  • You can have two VA loans at one time by using your Tier Two entitlement